Plan Overview
The 1-Year High-Yield Fixed Return Plan is tailored for high-net-worth individuals or entities, offering exceptional monthly interest returns and compounded benefits through reinvestment. This plan delivers both fixed payouts and an opportunity to maximize ROI on ROI (return on reinvested interest).
Plan Details
1. Minimum Investment Amount:
₹20,00,000 (Twenty Lakhs).
2. Tenure:
Fixed for 1 year (12 months).
3. Monthly Interest Rate:
3% on principal amount, compounded for ROI growth if reinvested.
4. Returns Example (Without Reinvestment):
- Investment: ₹20,00,000.
- Monthly Interest: ₹60,000 (3% of ₹20,00,000).
- Annual Payout: ₹7,20,000 (₹60,000 × 12 months).
- Total Return: ₹27,20,000 (Principal ₹20,00,000 + ₹7,20,000 interest).
5. Returns Example (With Reinvestment):
- Monthly interest is reinvested for compounding growth.
- Estimated ROI: ~37-39% annual return, depending on compounding frequency.
- Approximate Total Payout: ₹27,40,000 – ₹27,80,000.
6. Payout Options:
- Fixed Monthly Payout: Directly credited to your account each month.
- Reinvestment Option: Compounded interest credited at maturity.
7. Principal Protection:
- Full ₹20,00,000 principal amount is refunded upon maturity.
ROI Analysis
| Investment Amount | Monthly Interest (3%) | Total Annual Interest | Total Return (Without Reinvestment) | ROI on ROI (With Reinvestment) |
|---|---|---|---|---|
|
₹20,00,000 |
₹60,000 |
₹7,20,000 |
₹27,20,000 |
₹27,40,000 – ₹27,80,000 |
|
₹50,00,000 |
₹1,50,000 |
₹18,00,000 |
₹68,00,000 |
₹68,50,000 – ₹69,50,000 |
|
₹1,00,00,000 |
₹3,00,000 |
₹36,00,000 |
₹1,36,00,000 |
₹1,37,00,000 – ₹1,39,00,000 |
Plan Features
Guaranteed monthly interest ensures steady cash flow.
Reinvest your monthly interest to achieve a higher ROI.
Principal protection with no market-linked risks.
Choose between fixed monthly returns or compounding growth.
Eligibility:
- Individuals or entities with a minimum investable amount of ₹20,00,000.
- Must provide valid PAN, Aadhaar, and banking details.
- Funds must be from legitimate, compliant financial sources.
Terms and Conditions:
- Lock-In Period:
- Investment remains locked for the full 12 months.
- Monthly Payouts:
- Fixed monthly interest will be credited on or before [specific date] each month.
- Reinvestment Option:
- Monthly interest can be reinvested for compounding benefits. Payouts will occur at the end of the tenure.
- Principal Refund:
- Full principal amount refunded within [5-10] business days after maturity.
- Taxation:
- Returns are subject to applicable tax deductions as per prevailing laws.
- Force Majeure:
- The Company shall not be liable for delays due to unforeseen events like regulatory changes or natural calamities.
Sign-Up Process:
- Application: Complete and submit the investment application form.
- KYC Verification: Provide PAN, Aadhaar, and address proof for verification.
- Fund Transfer: Deposit ₹20,00,000 to the Company’s designated account.
- Agreement: Sign the plan contract specifying the payout option.
- Confirmation: Receive an official acknowledgment with investment details.
Dispute Resolution
- Disputes will be resolved amicably through discussions.
- If unresolved, arbitration will be conducted under [applicable jurisdiction].
Would you like more details on compounding calculations or a promotional brochure for this plan? Call us on 91523 78428
FAQ's:
Can I withdraw my funds before the term ends?
This plan is designed with a lock-in period to ensure maximum returns. However, we’re here to discuss alternatives if required.
How is my investment secured?
Your investment is legally protected through documentation, including debenture certificates and agreements. Post-dated cheques ensure timely payouts.
What is the minimum and maximum investment amount?
The minimum investment starts at ₹50,000, with no upper cap, allowing flexibility to invest as per your goals.
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