Plan Overview
The 1-Year Fixed Return Plan is an attractive investment opportunity offering guaranteed monthly returns while safeguarding the principal amount. It is designed for individuals seeking medium-term financial growth with steady payouts.
Plan Details
Tenure
Fixed tenure of 12 months (1 year).
Minimum Investment Amount
Entry starts with as low as ₹50,000
Return Rate
Monthly returns range between 2% and 2.5%, depending on the investment tier.
Example Calculation
Investment of ₹1,00,000 generates ₹2,000 to ₹2,500 per month as fixed returns.
Payout Frequency
Monthly payouts directly credited to the investor’s bank account.
Lock-In Period
12 months lock-in; funds cannot be withdrawn before plan maturity.
Capital Protection
The full principal amount will be refunded at the end of the plan tenure.
Investment Options and Tiered Returns
| Investment Amount Range | Monthly Return Rate | Example Monthly Return |
|---|---|---|
|
₹50,000 – ₹1,00,000 |
2.0% |
₹200 for ₹10,000 |
|
₹1,00,001 – ₹5,00,000 |
2.25% |
₹2,250 for ₹1,00,000
|
|
₹5,00,001 and above |
2.5% |
₹12,500 for ₹5,00,000
|
Plan Features
- Guaranteed Monthly Returns: Fixed and predictable payouts ensure steady income.
- Flexible Investment Options: Tiered structure caters to varying financial capacities.
- Risk Mitigation: Fully secure principal amount with no exposure to market volatility.
- Passive Income Source: Ideal for professionals, retirees, and business owners.
Eligibility
- Individuals aged 18 years or above.
- Must possess a valid PAN Card and bank account.
- Funds should be sourced from legitimate and compliant financial sources.
Terms and Conditions
- Lock-In Period: The investment will remain locked for 12 months. Premature withdrawals are not permitted.
- Return Payment: Returns will be processed on or before the [specific date] each month.
- Principal Refund: The invested amount will be refunded to the investor within [5-10] business days after plan maturity.
- Taxation: Returns are subject to applicable tax deductions.
- Force Majeure Clause: The Company will not be liable for delays due to unforeseen events like natural disasters or regulatory changes.
Sign-Up Process
- Fill Out the Application Form: Submit personal and banking details.
- Submit KYC Documents: Provide PAN, Aadhaar, and address proof for verification.
- Deposit Funds: Transfer the desired investment amount to the Company’s designated account or by cheque
- Contract Agreement: Sign the contract detailing the agreed terms and conditions.
- Confirmation: Receive an official confirmation letter/email with the investment details.
Dispute Resolution
- Any disputes will be resolved amicably.
- If unresolved, disputes shall be subject to arbitration under [applicable jurisdiction].
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